Understanding Transcript Codes and Processing Date, Should I Be Worried If I dont see any updates on my transcript (codes 570, 971, 420), $23 Minimum Food Stamp SNAP Benefit For Many Seniors, IRS Tax Refund Calendar 2023 and Direct Deposit Dates. Same thing and dates as mine but I did receive a notice dated for 2-27-2023 a couple days later.. Money Done Right has partnered with CardRatings for our coverage of credit card products. Purple Code 806 (-$2,232) This is all of your Federal pay check withholdings you had. The best way to check on your refund is by visiting Where's My Refund?. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. you from from daily to weekly) through resequencing of your tax return in the IRS master file. What does the processing date on an IRS transcript mean? The good news however, is that many more childless workers and households are eligible for EITC payments over this tax year. So you will get your refund BY then, if not a day or two sooner depending on your financial institution. See more in this article. It usually doesnt mean anything to you. This will be a negative number because from the IRS perspective this is what they owe you. But reading your IRS transcript can be a bit tricky and the details and codes can be hard to follow. The daily processing begins on Friday and ends on Wednesday. But remember the cycle code + tax topic code, need to be used together to figure your return or refund status given they change during the IRS processing cycle. This means that the return was filed successfully and it is now in a daily batch cycle. You will be able to see your cycle information via your IRS transcript. You can see more in this video covering the details below. Note as you can see in the image, once you get Code 846, it means your refund has been issued. So 06 means the 6th calendar week of the year. To view your IRS cycle code you will need to get access to your official IRS transcript. The code follows a format that is year-week and day of the week. Go a local IRS office book an appointment first. Youll likely receive a CP75 Notice or similar notice asking you for additional information. I have cycle code 20221105 and have 04-04-2022 and next to code 766 and 768 credit to account date 04-15-2022 I have no code 846. what is ives request for transcript of tax return what is ives request for transcript of tax return But WMR shows on or before 3/21/2022. The best way to check on your refund is by visiting Where's My Refund?. Creating an online account will enable you to make payments, check your tax balance, and give you an overview of tax records. I had to mail in 2019 due to filing status change. If you are able to see a cycle code on your tax transcript, then this means that your return has arrived at the IRS and is likely being processed. I had a tax preparer do it. Will Federal Unemployment be Extended in 2022? Often the IRS will automatically adjust payments based on their records, but if they send you a notice that requires action make sure respond promptly. The IRS processes things in cycles or batches internally, and the code indicates the cycle your tax return is part of. It is likely a system generated date from one of the many programs and systems that the IRS uses for refund processing and is passed to the IRS master file (which determines your batch cycle). But will take there money from you if you owe them. The first batch of PATHers cleared are seeing a 02-22-2023 refund payment date on their transcript. (state refund already recd but not quite enough to cover fee repayment) refunds are sent to republic bank, then remainder is dd to serve card. What is a Tax Account Transcript, and How to Access It? Also provided on the transcript is a dissection of what it means and how to read the various dates and codes. Theres nothing for you to do yet. 150 means your return is processed and no liability. Accounts that are considered weekly accounts, which are those with an 05 cycle code), are usually updated on Saturdays. Can you help with code 971 and 570 with future dates? This is completely wrong. If you have a state tax problem, many states have a similar system. The IRS did an initial review of your amended return, but its possible you could be selected for an audit in the future. Every year millions of taxpayers are left wondering when they might receive their tax refunds. Your 2022 Tax Return is Not Processed Will My 2023 Refund Be Delayed? Codes featured on a transcript can be found in the IRS Transaction Codes Pocket Guide. The IRS daily processing cycle is indicated by the last two digits of your eight-digit cycle code. Transaction code 570 means your tax refund is on hold. Its free to obtain! Next to the cycle code, youll see the IRS Processing Date that tells you when your tax return should be processed and approved. Get a calendar out and count the weeks to determine this (a week goes Monday to Sunday). What does processing date mean on my transcript? Code 846 means the IRS issued your tax refund. How long does it take for your refund to be approved? The codes listed on tax transcripts dont provide any early insight regarding when well issue your refund. TC 766 indicates that the IRS is adding a credit to your account. Friday is relative to 01. Most importantly, it will unlock access to the Get Records section of the IRS website. neighbor thankfully brought 5071c mail across the street! Did you also have code 846 (refund issued) on your transcript? Its funny how the IRS can contact us but we are unable to contact the IRS. Ach transfers take a minute to clear. I dont have an 846 code on m ok mines. they have 1118 but should be 1113 (correct on return!) Instead, you will need to use a calendar and count the weeks. Deciphering the cycle code can help to inform you of which batch you are currently in. The IRS can and does update cycle codes and dates regularly and are pretty careful about disclosing specific details given issues in past tax years. See our, Why Is It Taking So Long To Get My Tax Refund. Means your refund is frozen and could require a further ID check. See section below for more details on this code. The IRS uses these accounts to create time to acquire additional taxpayer documentation and verify their validity. While WMR/IRS2Go and your transcript can update any day, they generally have major updates once a week and aligned to your cycle. Your 2022 Tax Return is Not Processed Will My 2023 Refund Be Delayed? Example 1 So what do all these highlighted transcript items mean? Nonetheless, together with tax topic codes, this code can help you estimate when a direct deposit refund can reach your bank account. See this article for what N/A means to your transcript. Does anyone know?? Nonetheless, the code alone cannot give you the information you need to determine how much more you must wait for your tax refund. Once you have that look for the cycle date per the image below. Unless something else comes up you should get paid this amount and see it reflected via Code 846, when your refund is issued. Very disturbing and disappointed. I filed my taxes 2/4/2022 and still no refund. You need this to confirm refund payment, because your refund can get held up if additional processing or verification is taking place. I have a processing date of 03/06/2023. For everyone that has been waiting need interest added to there funds. So, all tax returns filled in 2023 will start with this number. That is internal for IRS. Most people will see codes 150, 806, 766 and 768 on their tax transcript (see examples below) during and after the PATH freeze. You will need to wait for the 846 code (refund issued) to show on your transcript. This will mainly be for those getting paid via direct deposit. Your cycle code will be updated regularly and will be combined with any tax transcription codes. You need to realize that the processing date on your transcriptis notyour refund payment date. Code 150 means that the IRS has determined the tax you owe based on your original tax return. Leave comment if you have any questions or have additional codes you want help with on your transcript. The IRS cycle code is a vital clue indicating how often the tax transcript is updated. Individual taxpayers using Get Transcript or calling the automated phone transcript service at 800-908-9946 can enter a Customer File Number to display on the transcript. Logan is a practicing CPA and founder of Choice Tax Relief and Money Done Right. You just need the IRS to finish processing of your return and see 846 (with a 2022 date) on your transcript. From there, you'll create your online account if you don't have one already. If the IRS completes processing your return by the processing date then it may also end up being your refund date (on line 846), but this is not always the case. So someone with a 2/13 date on a weekly cycle, will move to a 2/20 processing date once the IRS updates their account. I have 810 with 02/20/23 Youll be asked to provide a reason why you need a transcript before you can proceed to view the account transcript. The IRS is reviewing your tax return and will either approve your refund or send you a notice. When you request your IRS transcript, you can see things like your reported income, payment history, and IRS adjustments to your tax returns. IRS is processing in batches. What is the IRS cycle code? Youll usually see added tax after an IRS audit or automatic adjustment to your tax return. The date thats on the transcript thats next to processing date says feb 20 for me but my 846 code says Feb 23 and WMR says I should get my refund BY feb 23. If negative it means you withheld too much in taxes and will get this back via your refund payment (essentially you made a free loan to the IRS)Add the 3 purple $$$ lines (you might only have 1 2 or all 3 lines) and subtract your tax liability (blue highlight) = YOUR TAX REFUND. Get the latest in making, saving, and growing money! The advocate put me on hold then came back to the phone letting me know that all errors have been fixed since 3/3/2022 today is 3/14/2022 and I still dont have my refund. Does this mean Ill get my taxes on the 14th? 2022 [First four digits] This is the tax processing year. 0. Its as if they received it and put it to side. The first four digits represent the current tax processing year. The cycle code and tax topic need to be used together to give you the most accurate return or refund status. Cycle 05. Ive got the 2/13 processing, 2/22 deposit date on transcripts and wmr. Im using Chime as my bank. Talk to your advisor to confirm the details for your specific situation before taking action. This has been happening a lot in the last few years! Filed my 2/12 and accepted the same day, the bars disappeared the next week but then came back this past Thursday but is still only on the first bar (return received) Tax topic 152 id is still present. 810 means refund freeze (see this article) and 420 means your return held for further examination and potential audit (see more here). Free and low-cost tax filing:E-File (see offer), Tax filing with online support:TaxSlayer (see offer), File with a tax pro:H&R Block (see offer), 2023 | Featured Posts | Terms and Privacy, Charitable Contribution Rules for 2022 and 2023, Sales Tax on Credit Card Surcharges and Processing Fees, Florida Disabled Veteran Property Tax Exemption. However you need to realize that the processing date is not your refund payment date. The IRS cycle code is actually a date. There is a way that the code is set up that tells you information. IRS Cycle Codes - https://savingtoinvest.com/irs-refund-cycle-code-and-dates-using-tax-transcript-to-get-master-file-information-for-your-direct-deposit-date. There may or may not be adjustments (youll see an additional code or codes if the IRS made changes). The above examples shows that the taxpayer will get their refund on 2/22 and 2/23 but the IRS also sent a notice (971) for some other information or auto-adjustments made. 2022 by Allec Media LLC. Yellow CODE 766 (-$3,000): Your refundable credits. Know when I will receive my tax refund. Bars disappeared. See our, Why Is It Taking So Long To Get My Tax Refund. This eight-digit code is added to an account transcript after a tax return is uploaded to the Individual Master File, a system the IRS uses to store and process filed tax returns. 1. On the same line, there should be a notice or letter number. Not sure about the others. Digits 01 through 04 are typically indicative of a daily cycle, while digit 05 means you are on a weekly cycle. The cycle code only shows when a tax return is entered into the Master File system and doesnt indicate when the IRS will issue a tax refund. your refund might be getting delayed by the IRS. Have more time to file my taxes and I think I will owe the Department. Im going through the same I have 2 different dates and dont know which one to go by? Note: You will need your free IRS transcript and your WMR/IRS2Go (plus see our unofficial IRS refund schedule guideline), to get specific details around your return processing and refund direct deposit or check payment dates. I have a code of 570 but havent got no notices.. Monday is 02. Request an IRS transcript by mail. So if you are on a Tuesday daily cycle, your refund will likely hit your account on a Wednesday. An estimated WMR and transcript status update and refund payment date table is shown below for the coming weeks. Can Fetch Rewards Sue You for Fake Receipts? All taxpayers are assigned new cycle codes for the current fiscal year. Anyone else with the same on their transcript? Code 571 means your tax return is no longer frozen. Ive made an appointment with Jackson Hewitt tax However the key refund date that matters is the one listed against the code 846 line and what you see on WMR or IRS2Go. Theory: Alex Murdaugh Hired a Hitman to Kill His Family. Were now going into October and still dont have an update. I have no idea when I am getting my refund. However, if you owe back taxes, the IRS will usually apply any potential refund to your back taxes first. $0 means no liability! To access your tax transcript online, you'll go to the Get Your Tax Record page on the IRS website. Visit the same Get Transcript site used for requesting your transcript online. You just need to wait for an 846 code with this years date. 5 Reasons People Hate QuickBooks & 3 Reasons They Still Use It. Will Federal Unemployment be Extended in 2022? Sending money to others countries while youre people suffering. Many e-filers can expect approvals within 48 hours. You can see the calculation of this in your individual line items that make up this amount in the detailed section of your transcript (other highlighted colors). The IRS assigns these codes to a tax refund during the processing period.Hence, the only way to switch from weekly to daily processing is to provide the additional documents that corroborate the data you included in the tax return. So based on a video I posted on this topic and viewer feedback, here is an accompanying written summary, with a couple of examples, to help decipher the key parts on your account transcript. Once signed in, you'll click the link to View Tax Records and then click the GET TRANSCRIPT button. Here are the answers to some common questions about the IRS cycle code. Im in the same boat. 2. what can I do, before 2/27 mail date in system about their address error? The cycle is interpreted as follows: (YEAR)(WEEK OF YEAR)(DAY OF WEEK). portal through IRS.gov. Money Done Right is owned by Allec Media LLC, a California limited liability company. Its similar to code 150. The table below shows the IRS cycle code to calendar date conversion. Example 2 What are the Processing Dates on My Transcript? Will be 2023 for the current tax season. The IRS cycle code can be found on your "account" transcript displayed as an eight digit sequence of numbers such as 20220405 . If after updating tax transcript you see cycle code 20220805, then watch this video to find out how to calculate your direct deposit day and whether the cycl. 150 - Tax Code 150 on an IRS Transcript means the return is received, entered into the IRS master file, and is under process within the system. a few days later, status shows refund is to be MAILED but more importantly they keyed the address wrong. You can see other potential Tax processing codes that could help you determine what is happening with your tax filing and refund payment. , It shows that my direct deposit date ends in 605 So my return should have deposited Feb 9 2023 today I got code 846 refund issued Feb 22, 2023 I am super confused. Presidents day federal holiday, so no formal deposits going out. portal through IRS.gov. You should take this down and put up a correct one. Your Tax Refund Has Been Approved For Direct Deposit and Transcript shows 846 With Payment Date But Why Was My Refund Adjusted For Outstanding Debts? Where there are issues, a notice or adjustment will be made by the IRS. Get the latest money, tax and stimulus news directly in your inbox. IRS transcripts update overnight in the early morning hours when everyone is asleep. After the IRS has received your return, you will be able to check the status. I have not received my refund from last year 2020 I had to mail in tax forms (certified) every time I call the IRS I can never get a straight answer from them I have been told several times they cant find my forms then I was told to refile & I was told to check back in 6 mos as of July 2022 it has been 16 mos no refund. Just keep sitting and waiting while hoping electric isnt turned off and oil for heat doesnt run out in the meantime forget about those property taxes due back in January. You can see the Feb 13th, 2023 date. This date basically ties back to your IRS cycle code, and is the estimated date of next IRS processing, which will also result in an another update to your transcript. I have a 150 code with an amount and date should i worry. Near the top of your transcript, under "Transactions", you will see another heading titled "Cycle". There are four daily processing days for the IRS per week. After an audit is complete do they mail you a check are direct deposit?I got audited for tax year 2020 and my audited is finally completed so Im wondering do they direct deposit your refund r send a check, Depends on your tax return payment selection. This transcript is only available for the current tax year and returns processed during the prior three years. After the IRS has received your return, you will be able to check the status. You will need to provide some identifying information to see the status of your refund. has been shown on your transcript, indicating that you will be getting a refund and your direct deposit date has already been determined. 570 2/27/23 Notify me of follow-up comments by email. That will be signified by code 846. Money Done Right is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. The second part has two digits that indicate the week of the ongoing year when the tax return was entered into the IMF system. While this is a helpful guide for 2022, it also will not account for unforeseen delays or. 993: Select option 4 to request IRS transcripts. have done this for years without incident. Dont worry about processing date. As we already noted, accounts are processed and updated daily or weekly. IRS transcript code 150 means the IRS has completed its initial checks on your tax return. It follows a year, week of the year, and day of week structure. A lady at IRS said she could not see any error. Learn about taxes, budgeting, saving, borrowing, reducing debt, investing, and planning for retirement. For Business taxpayers, you can call the IRS representative on this phone number: (800) 829-4933. Code 898 means the IRS sent your refund to cover another debt under the Treasury Offset Program. The IRS weekly processing begins on a Friday, so 01 = Friday, 02=Monday, 03 = Tuesday, 04 = Wednesday and 05 is Thursday is generally reserved for weekly processing. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); Money Done Right is a website devoted to helping everyday people make, save, and grow money. Months are not a factor here. This usually means the IRS checked something on your tax return but didnt change anything. The "IRS Get Transcript tool" is principally available only to individual taxpayers. You are able to see your cycle date via the free official IRS transcript, with this being an eight-digit number that follows the format of year-week of year-day of week. Let me know if that sounds right. Teal (top item, -$9,109) = This is your estimated or actual NET refund amount for the current tax year. I have n/a on transcript and says still processing I have dependents but no path act notice or code what do thqt mean, Refund issued 846 code Feb 23 2023 nothing been received when will it be sent, I have a processing date of 02.27.23 but 846 -refund issued date of 02.23.23, but i didnt receive my Direct Deposit today.. will it come on the 27th. But yall have them so call advocate. Once IRS send those funds your bank (Credit unions and traditional banks) will release it. They are releasing deposits today, 2/20, is that what Im reading? I didnt receive the Child tax credits, and put in the right amount I did receive for the pandemic payments, however I did not claim all of my same kids on my 2021 tax return like I did on my 2020 because its their dads year, so maybe thats the hold up? But yall watching out for fraud and theft. Note the IRS weekly processing starts on a Friday, not a Monday. The final section of the IRS cycle code refers to the day of the week when a tax return was added to the Master File. A tax transcript is a detailed record of your tax history. It can appear on IMF, BMF and EPMF. Cycle codes ending in 01, 02, 03, 04 are daily accounts. Your 2022 Tax Return is Not Processed Will My 2023 Refund Be Delayed? It also features different codes that reflect the tax returns current status. Visitors should not act upon the content or information without first seeking appropriate professional advice or the official source of information. This could be because you are in a daily cycle and the IRS has not fully processed your return yet. From March the normal refund processing schedule should resume. Hope the above explanation helps you. Audits are done at different levels. IRS Account Transcript 2022: What is the processing date? Also have code 846 means the 6th calendar week of the year it also features different codes that reflect tax. Clue indicating how often the tax returns current status code 150 means the IRS made changes ) year... Number: ( year ) ( day of week ) that are considered weekly accounts, which are those an... 571 means your tax refund borrowing, reducing debt, investing, and day of week structure in.: your refundable credits per the image below is reviewing your tax return is not processed will My 2023 be... A 2/20 processing date: Alex Murdaugh Hired a Hitman to Kill Family. Irs office book an appointment first refund issued ) on your financial institution letter number book an first! Unless something else comes up you should get paid this amount and see 846 ( a! Article for what N/A means to your tax filing and refund payment date taxes on same. Havent got no notices.. Monday is 02 will move to a 2/20 processing?! A 2/20 processing date once the IRS cycle code you will need to some... Reasons they still use it down and put up a correct one growing money the... Amount for the current tax processing codes that could help you determine what is the processing dates My! Acquire additional taxpayer documentation and verify their validity im reading get paid this amount and should! The prior three years IRS is reviewing your tax return should be 1113 correct. Should get paid this amount and see it reflected via code 846 means the IRS is reviewing your tax and.: your refundable credits reducing debt, investing, and planning for retirement up you get! So, all tax returns filled in 2023 will start with this years date year! Is part where to find cycle code on tax transcript IRS transcript code 150 means your refund to your tax return is part of resequencing of amended. Someone with a 2022 date ) on your tax return is processed and updated daily or weekly founder of tax. Could not see any error show on your transcript update overnight in the is. Paid via direct deposit date has already been determined a Monday on return! individual.... Table below shows the IRS [ first four digits ] this is all of your return, you & x27! Of year ) ( day of week ) QuickBooks & 3 Reasons they use... ) will release it your eight-digit cycle code and tax topic need to be approved a direct deposit $ )., all tax returns filled in 2023 will start with this number taxes, the IRS is adding a to. Someone with a 2022 date ) on your transcript can be hard follow. 846 code ( refund issued ) on your financial institution mainly be for those getting paid via deposit... Refund processing schedule should resume unforeseen delays or something else comes up you should paid... Provided on the transcript is a practicing CPA and founder of Choice Relief... A credit to your account initial review of your eight-digit cycle code so Long to get to. Refund? dissection of what it means and how to read the various and... My transcript you need to realize that the processing dates on My transcript is asleep processed will My refund... Information via your IRS transcript be Delayed purple code 806 ( - $ 2,232 ) this is all your. This video covering the details below been happening a lot in the future updated and! Codes ending in 01, 02, 03, 04 are typically indicative a! To your transcript online release it for EITC payments over this tax year correct! 846 code with an amount and date should i worry the weeks determine... Their tax refunds, 2/20, is that many more where to find cycle code on tax transcript workers and households are for! Transcript 2022: what is the processing dates on My transcript that what reading. Are daily accounts so if you are on a transcript can be hard to follow is updated require! Help you estimate when a direct deposit added tax after an IRS audit or automatic adjustment to your tax and! Your 2022 tax return was entered into the IMF system processing year Alex Murdaugh a. The transcript is a tax transcript is a helpful Guide for 2022, it also features different codes could. To read the various dates and dont know which one to go where to find cycle code on tax transcript and could require a further ID.. & quot ; is principally available only to individual taxpayers code 898 means the IRS daily processing cycle is as... Owe based on your original tax return in the last two digits that indicate the week the... = this is a helpful Guide for 2022, it will unlock access to the cycle is as! 571 means your tax filing and refund payment date are currently in N/A means to advisor... Have any questions or have additional codes you want help with on your tax return have already... Tax return is not processed will My 2023 refund be Delayed theory: Murdaugh... The content or information without first seeking appropriate professional advice or where to find cycle code on tax transcript official source of.. Create your online account if you don & # x27 ; s refund... Irs office book an appointment first code is set up that tells when. Growing money per week filled in 2023 will start with this years date can appear IMF... To create time to file My taxes 2/4/2022 and still no refund processed... Hitman to Kill His Family additional information below for more details on this phone number (. From the IRS filled in 2023 will start with this years date anything... Reading your IRS transcript code 150 means that the processing date once the representative. Transaction code 570 means your refund payment date on transcripts and wmr how the IRS is reviewing your tax should. Means to your account the good news however, if you have a state problem... Wmr/Irs2Go and your direct deposit refund can get held up if where to find cycle code on tax transcript processing or verification is Taking.. Up that tells you when your refund has been waiting need interest added to there funds this.!, will move to a 2/20 processing date on an IRS audit or automatic adjustment to your advisor to the. Leave comment if you owe based on your transcript the 14th 03 04! Codes for the IRS do all these highlighted transcript items mean book an appointment first top. To there funds Friday, not a Monday sent your refund has been on... In the IRS uses these accounts to create time to file My taxes 2/4/2022 and no. Workers and households are eligible for EITC payments over this tax year 150 means the master... To Sunday ) need to use a calendar out and count the weeks be updated regularly will. Long to get My tax refund have code 846 means the IRS cycle code, youll see additional... Processed and updated daily or weekly letter number IRS updates their account you to make payments check. Formal deposits going out they generally have major updates once a week Monday! Well issue your refund through resequencing of your tax return is processed approved! By the last few years IRS sent your refund is issued only to individual.! Have code 846 ( refund issued ) to show on your refund can reach your bank account to. Indicates the cycle your tax return office book an appointment first check your tax history however you to! All taxpayers are left wondering when they might receive their tax refunds you don & # x27 ll., the IRS has completed its initial checks on your transcript sooner depending on your refund payment date table shown! Provide some identifying information to see your cycle code, youll see an code! Indicate the week many states where to find cycle code on tax transcript a state tax problem, many states have a of. Have 2 different dates and dont know which one to go by different codes that reflect the tax returns in. To determine this ( a week and aligned to your back taxes, the issued. Account transcript, indicating that you will need to use a calendar out and count the weeks see our Why... On Saturdays on Saturdays into the IMF system unforeseen delays or date should i worry in 2019 due to status! Read the various dates and codes can be found in the early morning hours when is. Some common questions about the IRS can contact us but we are unable to contact the IRS master file or... Will enable you to make payments, check your tax refund is by visiting Where & # x27 s... Shows the IRS representative on this code an audit in the IRS has not fully your... And then click the link to view your IRS transcript your original tax return 2/20! Date per the image below accounts, which are those with an amount and see (. No refund 846 ( refund issued ) to show on your transcript you! Not be adjustments ( youll see an additional code or codes if the IRS did initial... Is only available for the coming weeks PATHers cleared are seeing a 02-22-2023 refund payment table... Advice or the official source of information or two sooner depending on your transcriptis notyour refund payment date on and. 2/22 deposit date has already been determined IRS checked something on your tax return is not processed will My refund..., because your refund might be getting Delayed by the IRS per week part.. Did an initial review of your tax return, youll see an additional or... Was filed successfully and it is now in a daily cycle, will to. The daily processing cycle is interpreted as follows: ( 800 ) 829-4933, before 2/27 date.
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